Open Enrollment Is from November 1-December 15th, 2018.
This is the time for you to update your information with The Health Insurance Marketplace and choose a new plan for 2019.
Because of the changes in the Insurance Industry I am having to do things a bit differently this year. I have obtained a consulting license and am now charging a fee for Open Enrollment meetings. It will be $60 for a one hour in person or phone consultation. Payment must be made at booking.
I am making this change with a very heavy heart. I have been so lucky to be able to provide this service for free to my clients for the past five years but I cannot afford to any longer.
BEFORE BOOKING PLEASE READ THROUGH THE INFORMATION BELOW
Medicaid Expansion
Virginia has expanded its Medicaid program! January 1, 2019 will bring new health coverage to Virginia for adults, ages 19 - 64, with household incomes up to 138% of the Federal Poverty Level ($16,754 per year for an individual or $28,677 for a family of 3)! Click HERE for more info and to see if you may be eligible.
If you currently have a Marketplace plan but are eligible for the expanded Medicaid you should do your renewal through Healthcare.gov during Open Enrollment. At the end of the application they will make the determination for you and send your information to DSS. I can help you with this during our open enrollment meeting or you can find free help for this by typing in your zip code here or calling Coverva at 1-855-242-8282.
If you do not currently have a Marketplace plan you can apply for Medicaid through Cover Virginia Call Center (855.242.8282), Commonhelp.virginia.gov, or In person at the LDSS (an appointment is likely necessary).
More Options for Self Employed People
Virginia changed a law that gives self employed people the option to sign up for group health insurance!!! This is great for people that currently get no premium tax credits and filed a Schedule C last year. Rates are cheaper or equal to individual rates and there are more options. If you think this may be an option for you please do not make an appointment with me but contact my husband Josh Viles.... he's the group guru of the family and he will walk you through it and take good care of you. joshviles@townebenefits.com or (757)635-3425.
I am a licensed, independent insurance broker appointed with every health insurance company available in Richmond and surrounding areas. I have a web broker status with healthcare.gov and specialize in helping people get tax credits to help pay for health insurance. I will help you look at all of your options to find the best and most affordable plan for your family. I can also help you save money on your home, auto, business, and life insurance.
Mary Viles
(804) 241-0048
Mary.acaenrollment@gmail.com